When this woman feels guilty, she asks Reddit:
I (29F) have been married to my husband (30M) for 9 years. I am a stay-at-home mom with 4 beautiful children ( 8,6,4,2). My husband makes 150k+ a year but decides where every dollar and cent goes.
50% to day-to-day expenses, 25% to the children's education savings, 10% to family savings, 7.5% to his personal spending and 7.5% to my personal spending. Any bonus he makes or money back from taxes goes immediately into retirement. Doing it this way leaves us no money for vacations or big trips.
Since we got married and moved in with each other, I have been completely responsible for all the shopping, whether it is clothes, groceries, furniture or whatever else.
I learned very early on with the help of my mom how to coupon clip and how to use points cards to their maximum potential. I usually get 2 or 3 different reward points and save 10-25% per transaction I do. My husband only knew about the coupon clipping, not the rewards points.