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Financial website Business Insider is facing a tidal wave of snarky tweets after posting an interview with Ebony Horton, a 31-year-old who managed to pay off $220,000 of student loans in only three years. If that seems too good to be true, you're right. In a tweet that's since gone viral, a University of Wisconsin-Madison student named Samuel highlighted a handful of factors in Horton's story that make her advice less than helpful for most millennials.

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Here are the excerpts Samuel highlighted. See if you notice a pattern.

Back home in Joliet, Illinois, Horton took a job as an operations manager at the nonprofit her mother runs. The salary was comparable to what she made in DC, but the cost of living was drastically less. She increased her student-loan payments, setting the lofty goal of paying them off entirely in a year.

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Horton and her boyfriend tied the knot soon after the move. Horton's mother gave the couple a condo that she had purchased at an auction as a wedding gift. It became crucial in wiping away the hefty student-loan tab.

Horton and her husband lived in the condo for three months, but then they decided to move in with her grandparents down the street and started renting out the condo to bring in extra income.

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To anyone who feels overwhelmed by the prospect of taking on student loans — or paying back any debt they've incurred — Horton has a simple message: "I just want them to feel empowered that they can pay if off. If I can do it, anybody can."

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Yes, anybody can pay off their student loans, assuming they get handed a good job, can live rent free, are ready to get married, and receive property as a gift that gives them free money.

People on Twitter immediately started ripping this thing apart.

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Where have I heard that recently?