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12 rich women share the most surprising pros and cons of being wealthy.

12 rich women share the most surprising pros and cons of being wealthy.


From first class status to Amex Black Cards to summer homes in the Hamptons, the lives the wealthy lead are quite different from the vast majority.

But whether they were born with a silver spoon in their mouths or came into money later in life, some aspects of having money are unrelatable to the rest of society and surprising to those with hefty bank accounts.

In a recent Reddit thread, wealthy women shared stories of how having money has impacted their lives in unexpected ways since becoming rich. Here are 19 examples of the pros and cons money can bring.

1. Joysolicitor says, as a wealthy single woman, having more money than the men she dates is problematic.

I did not expect how weird (heterosexual) dating and relationships would get. Men are at first pleasantly surprised when I offer to pick up the tab, pay for tickets to events, etc., and I really don't mind considering I know I make more than them. But my experience is that it slowly gets uncomfortable for them to know they aren't the breadwinner, and it typically has come out in subtle negging and misogyny.

2. Gisschace says everything gets cheaper the more cash you have, from better credit terms to travel savings.

What I noticed was how ‘cheaper’ life gets when you have money.

For example; own a house? You get better credit. Or things like air miles; with my credit card if I spend £10k in a year I get a companion ticket which means a free air fare when I buy one ticket.

The kicker is you have to spend points to get it, but the same card gives me points for that £10k I spent. So basically it’s two free air fares.

And when I am traveling I can go in the lounges which are full of free food and drink so I don’t have to spend money in the airport.

3. NotYourQueen123 says the risk of becoming a target for criminals has increased with more money.

The richer you are the more likely you are to be targeted by violence and burglary. Even though we live in an amazing town, we hear of cars and houses getting broken into. When we go shopping we often see signs that warn us to look after belongings because of pick pocketing. We have a state of the art alarm system for our house and cameras installed everywhere. The security we needed to set up just to feel safe is something I never expected to have to do.

4. MySweetSeraphim says relationships can change when those around you expect you to pay for them.

I let a handful of friendships fade out because the expectation was that I would pick up the tab/bring things to every party when no one else was doing the same. I’m generous but what the last straw(s) for me was getting asked to bring 4-5 different liquors for a fancy cocktail when other people were bringing popcorn (or nothing) and getting asked to host game night (with the expectation I roll out the red carpet). I said no to the cocktail straight up and just didn’t go to that party.

5. Rivlet learned that people will price gouge estimates after seeing a large home.

My aunt once told me that she tries to keep people from seeing her home for as long as she can, even if they're doing service work for her. She learned the hard way that if she had people come over to give an estimate, the estimate went up wildly as soon as people saw her home or realized she has an 'MD' after her name.

So now she goes to where they are, talks to them about what she needs done and gives all the relevant facts, and gets an estimate before they see her house. She says it dropped the estimate significantly to do it that way.

6. When Colofire went from poor to rich, she stopped feeling the need to impress.

I have no need to buy designer goods because I have no one to impress. I have no need for a nice car. I spend my money on things like planting my own food for better quality food. Spend more time making my own food so it's healthier.

7. IfUMustCallMeIshmael says raising kids can surprisingly be a huge challenge.

The problem with raising rich kids is that all of the perks of being wealthy become a double-edged sword. For example, you can afford childcare and other help so that your kid gets more attention. But how much one on one attention is too much? You can afford to send your kids to the best schools, but will the culture there negatively impact them? You can easily afford any activity or toy, but should you arbitrarily draw the line somewhere to prevent them from becoming spoiled?

8. Now financially secure, Lestatisalive doesn't register when payday is and makes purcases based on quality... and with cash.

I realised when I had no idea when pay day was that I was doing a hell of a lot better than I thought... Everything we own is purchased with cash. We have a cc but only for flying points - we clear it every month. We do purchase better quality - better quality food, clothing, other items. As someone said above it lasts longer. I won’t buy an exorbitant designer bag but I will take the time to get proper leather, locally produced where possible to support local business etc.

9. Rbf4eva points out that with more money comes more free time to spend how you see fit.

If you've got money, you've got more time (for family, hobbies, making more money, etc). You can live closer to areas where there's employment, reducing travel time. You don't have to use public transport, which reduces your travel time even more. You can hire someone to clean your home, freeing up more time.

10. Shadowfloats notes that everyone around her assumes having money equates happiness.

I’ve experienced people thinking that I cannot possibly be unhappy with anything in my life because they think I have everything. Money isn’t everything but sometimes people just assume a lot of things about you.

11. RainstormFlowers says everyone judges you about spending too much money.

I wasn't expecting the way I spend money to be offensive to others. Sometimes people take a personal issue with what I choose to spend money on, as if it's an attack on them, like buying expensive things means I'm judging them by default.

12. And on the opposite side of that coin, as Tunisandwich notes, others judge you for not spending money on things they deem essential.

People judge me based on what I choose NOT to spend money on. I make six figures and don't own a car, and based on people's reactions you'd think it's some sort of affront to god. I could easily afford a nice car, but I live in a city with decent public transportation, and the Ubers I have to take here and there probably cost me every year what'd I'd spend in one month in parking/gas/insurance/deprecation.

13. OsmerusMordax says unplanned major expenses cause zero stress.

I was on a trip a few days ago and my car broke down. Because of the situation I had to have it towed to the repair place AND rent a hotel room for 3 nights. The whole ordeal was 2 grand. I could just throw my credit card at the problem (I pay it off every month) and it wasn't a huge deal...just a major inconvenience. But to somebody else who couldn't afford it? I can't even imagine what it would be like

14. Some very serious health and mental problems get kicked under the rug, as Roadlesssoul notes.

I see a lot of very privileged kids being messed up by wealthy parents with substance abuse problems, eating disorders, bitter divorces, significant mental health problems... that rarely come to our attention early, normally only when there is crises. And the private schools, private health practitioners, try NOT to report it, because the parents are their customers!

15. Msomnipotent shares that salespeople automatically expect her to buy from them.

I didn't expect the hostility. I'm not a millionaire yet but we are 'comfortable'. Several door-to-door salesmen became downright rude when I didn't buy their magazines or fall for their new roof scams. The next person says, 'You obviously can afford it' is going to get punched.

16. With money, FuzzyJury's social circle grew to include notable people.

I regularly meet household name people. Sometimes, I meet names that are regularly derided by one political side or the other, names that are subject to conspiracy theories. I’ll meet senators, CFOs, other big name investors, ambassadors, various chairmen and chairwomen of whatever you can think of, federal judges, etc

17. She also notes that home get-togethers, no matter how small, always include staff.

Whenever I go to events at peoples houses, there are always caterers. I remember when we were told we were going to a small barbecue over the summer at some friends houses, but when we showed up it was of course a large catered event and we sat with a senator. So now I just assume that when I go to a family friends house I should dress up a bit and be prepared for anything

18. Offering to solve loved one's emergencies doesn't always work, as Sazed_sassypants shared.

When I grew up, I ended up in a social group that was largely lower-middle class or less. I wanted to pay their emergencies, their unexpected bills, pay to get rid of hassles like not having a laptop in college, heck when they ached to travel and couldn't afford it I wanted to pay their way. Most of the time, they didn't want it.

And I have to respect that, even if it pains me to see them struggle and I wish I could fix it. At most, I've been allowed to pay for medical emergencies and all the gas on roadtrips. So. Was surprised at how much my savior complex wasn't wanted.

19. Msacch shares how the higher you get on the corporate ladder the more money-savings perks you receive.

It used to cost me about $15 in public transit costs to go to the office each day. I always found it weird that the higher I go within a professional setting, and the more they pay me, the less I have to pay for my own life expenses. I was grateful that they paid for all that. $15 / day is a lot. But I also know there were people commuting with me, who were likely paid less, and had to pay for their own commute fares.

Sources: Reddit
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