So, when a curious Reddit user asked anyone who isn't rich, 'what's the most comically out of touch 'advice' you've been given by someone wealthier?' people everywhere were ready to share the most delusional, entitled, or classist attempt at wisdom that a very privileged person once bestowed upon them.
'You need to max out your 401(k), no matter what. My husband's always done that, even if it meant he had to live in an apartment with four other people. He's really good with money and it's really important to save for retirement.' - My former boss.
I did a back-of-a-napkin analysis for her -- maxing out my 401(k) would've put me in arrears because I wouldn't have been able to cover my health insurance premium. Even if I somehow reduced my cost of living to literally zero, I could not do what she was telling me to. She had the decency to look a little embarrassed. - cantaloupe-490
That I should have at least 20k in savings for an emergency fund… sir I live paycheck to paycheck - clamhole666
'Being a working parent is easy. Just get a nanny.' - trying-my-okayest
Me: 'I can't come to [event], I just don't have the money.'
Them: 'I'll just drive you to the ATM.' - MichaSound
Never buy a 'used house.' - TekJansen69
'I don't understand why your generation rents, just buy a house?' - PisakasSukt
I said I couldn't go on a trip because of financial obligations and was told, 'you just need to do it. Memories are more important.' More important than housing? Food? Electricity, and running water? The memory of not starving to death or being homeless is more important than a road trip lol. - Raindrops_On-Roses
'Why don't you get a bigger apartment? I could never live like this.' Yeah, thanks, I didn't live with three other people on 14.5 square meters because I loved the coziness. - CarefullyThrifty
You should go out more in the right places, that’s how you build a network for later in life. B*tch, I can barely afford pasta and 1 single drink with friends each week. - meiliraijow
'Why don't you just buy a house?'
'You should take six months off from working and go backpacking across Europe.' -
'Just put it on a credit card.' A friend told me after I told her I couldn't afford to fly to Mexico with her for spring break. I told her I'd still have to pay it off and she looked at me with the most confused look on her face.
Absolutely no understanding that someone was paying off her credit card each month. I explained it to her and could not get her to understand that credit cards needed to be paid back. Was really kind of a breaking point in our friendship. - littleredhoodlum
One of my high school friends came from a rich family. But because he wasn't really that motivated in life, his parents encouraged him to find a summer job. He was going to go job-hunting at the mall, working in retail.
I asked him how much he wanted to earn. He said, 'Not too much. $40 per hour should be a good start.' This was in the early 2000s. - buckyhermit
I had a friend who comes from family money invite me golfing at his private country club in Los Angeles. While we were golfing he casually said 'you should apply to become a member here, they're trying get younger members.'
I don't know what it costs to be a member of that club but his locker was right next to Adam Sandler's. I have a feeling the annual dues would be more than my entire income. I told him I would think about it. - steelear
'Just have your parents give you the money'.... B*tch, I support my parents. - ExistingPosition5742
That I need to buy several apartments and rent them out. Unfortunately, he did not tell me where to get money to buy several apartments. - blezmalfoy
The classic “drink less Starbucks” and “stop eating avocado toast” line. If someone is poor I don’t think they’re buying $7 cups of coffee every day. - Swordbreaker925
My dad who owns several successful businesses that were purchased for him by his parents in the 1970s always says to me, “You need to make more money. I don’t understand why you’re struggling so much. Look at me! I was feeding my family when I was 23 years old! You just have to make more money.
Talk to the big boss and ask what you can do to move up. Just talk to him, you’ll see. You can’t keep struggling.” It’s just so out of touch. The big boss? Him? Just talk? He has no clue about recruiters and corporations and how fricken frackin expensive everything is right now. - xpollydartonx
A mom to my mom, a single mother with three kids : 'you should just stop working if you are so stressed about it.' - eccegallo